Job Description

Unlock Your Potential with Urban Money Title: Mortgage Agent / Broker Location: Urban Money Head Office, North York, Toronto Work Hours: Monday to Saturday; 9 AM to 5 PM (Saturday- work from home) About Urban Money: Urban Money Inc is a fast-growing mortgage brokerage company operating in the Greater Toronto Area. Our mission is to provide top-notch mortgage solutions to our clients through our industry expertise and personalized approach. We offer a friendly and dynamic work environment that fosters growth and innovation. At Urban Money, we value autonomous functioning, ethical approach towards work and an entrepreneurial mindset. By joining our team, you will have the opportunity to work in a fast-paced work environment, where you can make a meaningful impact for your clients while contributing to your professional development and the growth of the company. Opportunities for Growth: Joining a start-up can be a great opportunity for those who are looking for an opportune and challenging work environment. At Urban Money Inc, we are committed to providing our employees with a fulfilling and rewarding career, and we look forward to welcoming you to our team. As a growing company, we offer our employees plenty of opportunities to take on new challenges, learn new skills, and advance their careers. With a focus on individual growth, we encourage our employees to take ownership of their work and be proactive in their approach. We have an annual appraisal cycle for the employees who meet the performance threshold. Employees also receive regular feedback from their leaders on their performance necessary for their progress. This helps our employees to track their growth and development while identifying areas where they may need to improve or learn new skills. Joining a start-up offers ample scope for career growth and leadership experience. As our company continues to grow, employees can have the opportunity to take on more responsibility, lead a team, or even expand into new markets for our company. Creative Freedom: We encourage our employees to bring their unique experiences and perspectives to the table. This means that you will have the creative freedom to explore new ideas and approaches and create a real value in terms of your contribution towards the growth of the company. Collaborative Environment: At Urban Money, we believe that teamwork and collaboration are key to success. We foster a supportive and collaborative work environment where everyone\'s ideas and contributions are valued. : We are seeking motivated and licensed Mortgage Agents/Brokers to join our team. You will be responsible for providing expert advice and guidance to the clients to help them secure the right mortgage that fits their needs. Responsibility:

• Possess the ability to build strong relationships with clients, guiding them towards informed decisions.
• Meet or exceed sales targets by generating new business and referrals from existing clients and partners.
• Thrive in a fast-paced environment and keep up to date with evolving lender and real estate market changes.
• Conduct mortgage pre-approvals, negotiate rates and terms, and provide expert solutions on various mortgage products and features suitable for the clients.
• Anticipate underwriters\' needs for mortgage conditions and manage multiple client files, while ensuring timely closure and disbursal.
• Understand the various levels of risk associated with mortgage loans and be familiar with financial products.
• Possess intermediate proficiency in Microsoft Office tools, including Word, Excel, Outlook, Velocity or Filogix.

Requirements:

• A valid Mortgage Agent/Broker license from FSRA
• Demonstrate a proven sales record in the banking, brokerage, or mobile mortgage industry. Even mortgage underwriters can excel in this role!
• At least 1-2 years of experience in the mortgage industry
• Strong sales and customer service skills
• Excellent communication and interpersonal skills
• Ability to work independently and as part of a team
• Strong time management and organization skills
• Proficiency in relevant technology and software

We Offer:

• We offer meaningful work and opportunities for career growth
• Competitive compensation package with a base salary and target-based incentives
• Paid Vacation and Statutory Holidays
• Access to a wide range of lenders and mortgage products
• A steady stream of leads and prospects
• Full administrative support to handle mortgage applications
• Training and development opportunities to enhance your skills and knowledge
• A supportive and collaborative work environment
• Top-of-the-line technology and tools to streamline your workflow
• Visionary Leadership Team

If you are looking to take your mortgage career to the next level and want to work in a dynamic and supportive environment, please apply today! Job Types: Full-time, Permanent Salary: $40,000.00-$150,000.00 per year Benefits:

• On-site parking
• Paid time off

Schedule:

• 8 hour shift
• Day shift

Supplemental pay types:

• Commission pay

Ability to commute/relocate:

• North York, ON: reliably commute or plan to relocate before starting work (required)

Experience:

• Mortgage: 2 years (preferred)

Licence/Certification:

• Mortgage License (preferred)

Work Location: In person