Job Description

At , we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and build relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important as what we do. And we harness the power of inclusion. Our culture is who we are and how we show up - as individuals and as a team - to accomplish our strategy.

Role Specifications

Everyday Flexibility, Flexible Work Arrangement, Hybrid Work Environment

CWB Maxium. Trusted partners. Experienced lenders.

Financial needs are unique, and so are the financial solutions.

offers creative structured financing that responds directly to the specific needs of each customer. We have earned a reputation for innovative lending solutions coupled with an unparalleled ability to build long-term relationships. As a company, CWB Maxium has the backing of a strong funder and larger, diversified organization, which gives us the opportunity to help more customers, in more ways, and to take our company to another level of service, performance and growth.

Who you are:

As an experienced professional, you are an authority when it comes to credit writing, financial statement analysis, and loan/lease structuring.

Your hard work ethic, risk management, healthcare or diversified lending experience are the main attributes to your success and it is your ambition to rise above that makes you stand out amongst your colleagues. We are looking for someone who is able to provide exceptional service and responsiveness within CWB Maxium\xe2\x80\x99s business line functions of credit underwriting, loan applications and recurring credit review processes. In this individual contributor role, you will have the opportunity to develop your skills so you may hit new personal and professional achievements, all while taking on new challenges and career development opportunities to reach your career dreams.

What your day would look like:

Credit Structuring: You will analyze, discuss, recommend and approve terms and conditions of credit applications and related matters with sales and large deal review committee. You will approve credit applications (new and renewal) within a delegated credit limit and prepare recommendations for approval, restructuring, or deferral of credit applications.

Risk management: You will utilize your risk management skills to ensure compliance with various first-line risk management functions, workflows and policies of the CWB Maxium business lines, including data integrity, portfolio quality and approval requirements.

Relationship builder. Demonstrated ability to build and maintain relationships with management, employees, and partners to enhance professionalism and productivity.

Support: You will prepare annual credit reviews on assigned portfolio of loans/leases. You will review amendments seeking approval to modify the original transaction security or other credit conditions. You will also ensure required reports and financial data are received and analyzed promptly in accordance with loan commitments.

Lifelong Learner. The ongoing, voluntary, and self-motivated pursuit of knowledge.

Foundational knowledge and experience

Five to Seven years of financial services experience within the functions of risk management, banking and/or commercial lending plus an undergraduate degree in business, commerce, finance or an accounting discipline.

Critical success factors

Financially savvy. Practiced skills in financial statement analysis and concrete know how of effective risk mitigation strategies for credit underwriting. Keen understanding of financial calculations including present value & amortization schedules.

Effective communication. You can communicate effectively both verbally and in writing. You have refined your negotiation, influencing and collaboration skills. You can articulate complexities in a clear & efficient manner.

A great support. You provide guidance and mentorship to your colleagues in areas like risk assessment, credit underwriting, credit structuring and credit presentation skills. You are a great teammate and love to work collaboratively. You see the value in working together and have achieved many professional wins because of this mentality.

Award winning benefits. A great place to work.

Winners of Canada\xe2\x80\x99s Most Admired Corporate Culture 2021

& Recognized as one of 50 Best Workplaces in Canada by Great Place to Work\xc2\xae

Base salary plus additional bonus compensation.

Career growth. We are passionate about investing in our employees\xe2\x80\x99 development and supporting them in reaching their professional goals.

An award-winning benefits packages that includes 100% company-funded health coverage (dental, vision and prescriptions), health care spending account, a flexible wellness program and cwbalance day (extra day off with pay).

Company ownership: Every employee has the opportunity to be an owner with our employee share purchase plan (ESPP) and we will match a portion of your contributions to help you build your share ownership faster.

Matching employer contributions to your retirement savings.

Max out your career. We grow when you grow. Apply with CWB today.

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As an equitable employer, CWB Financial Group is committed to providing a safe and where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require during any part of the recruitment or selection process, please reach out.

Closing Date:

• Position closes at 12:01am on the close date identified below. 09/4/2023

Canadian Western Bank