Job Description

Requisition ID: 181912

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Purpose of Job:

Working within Global Risk Management, you will leverage your strong background in data analytics to produce analysis resulting in actionable insights that improve the Bank\'s loan losses & profitability.

Job Responsibilities:

Leverage your strong analytical background in order to collaborate with various business partners to:

• Manage collections analytics, performance monitoring and strategy evaluation routines
• Deliver on analytical projects that provide actionable insights to improve collection efforts and recoveries
• Develop statistical segmentations to forecast customer payment behaviour
• Design and implement policies to help our customers in need of loan modification programs
• Recommend improvements to outsourcing strategies
• Provide oversight of collection efforts by developing performance reports and early warning triggers

Job Requirements:

• Strong collaboration and communication skills
• Strong background in statistical & quantitative analysis
• Three years of relevant experience in credit risk or portfolio management
• Experience with statistical software packages such as R or SAS
• Experience manipulating large and complex databases
• Experience with TRIAD or similar collections risk platforms is strongly desired
• Experience with using and/or developing credit risk scores and their application in strategies
• A results-driven individual with a high level of curiosity and the ability to dive into details without losing sight of the big picture
• Exceptional organization skills to prioritize, manage, and implement a variety of competing initiatives, on a concurrent or staggered basis
• A Bachelor\'s degree in Economics, Finance, Industrial Engineer, Mathematics, Computer science, or Information technology related discipline

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Scotiabank