Job Description

Primary Details Time Type: Full time
Worker Type: Employee
Liability Underwriter
Toronto / Hybrid
The Opportunity:
We're seeking an experienced Liability Underwriter to join our forward-thinking team. In this role, you'll underwrite complex Multinational business, provide expert guidance, and influence key underwriting decisions. You'll build strong broker relationships, apply technical expertise to deliver meaningful results, and stay ahead of industry trends. As a trusted leader, you'll also support product innovation and play a vital role in developing talent, coaching and mentoring Underwriters and Assistant Underwriters within a collaborative, dynamic environment.
Your New Role:

• Underwrite new and existing business by analysing clients' business operation, current coverage and previous claims experience to determine exposure and set appropriate terms and premiums.
• Develop a pipeline of qualified account opportunities within appetite and utilise sales acumen, relationship and creative problem-solving to create winning solutions and to ensure growth targets are met.
• Adherence to the underwriting framework by following internal guidelines, regulatory and legal requirements and reinsurance requirements while demonstrating the adoption of good practices to ensure compliance and minimise risk.
• Develop and maintain strong relationships with stakeholders including customers, brokers, business partners and colleagues by providing personalised and quality customer service.
• Utilise knowledge of market dynamics and market cycles to operate effectively and appropriately.
• Negotiate rates, terms and conditions for existing and new business and renewals; managing production and issue contract certainty documentation within set timeframe.
• Ensure compliance with internal and external regulations and guidelines ensuring contribution to the business plan and objectives
• Participate in the review and analysis of the portfolio to identify progress toward business objectives
• Contribute to the aggregate management and peer review processes to encourage and develop excellence.

About you:

• Experience in underwriting liability insurance is essential; exposure to multinational accounts is highly desirable.
• Proven technical expertise in underwriting large, complex accounts, with strong knowledge of pricing, rating, and valuation tools.
• Skilled in analysing data, policy wordings, and risk profiles to support sound underwriting decisions.
• Strong market awareness with a track record of broker relationship development and new business generation.
• Excellent communication, influencing, and negotiation skills, with the ability to prioritise and stay organised in a dynamic environment.
• Proficient in Excel and underwriting systems, with a solid understanding of legal, regulatory, and compliance requirements.

Why QBE? At My Best
At QBE, we want our people to feel rewarded and inspired to perform at their best, that's why we have created "At My Best". It's our connection, our way of showing we have your back. We understand that one size doesn't fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It's in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA.
We're an international insurer that's building momentum towards realising our vision of becoming the most consistent and innovative risk partner. We can never really predict what's around the corner, but at QBE we're asking the right questions to enable a more resilient future - helping those around us build strength and embrace change to their advantage.
QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation ( ).
With more than more than 13,000 people working across 27 countries, we're big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind.
To find out more about why you should work for QBE, visit our
At My Best - QBE Benefits
You are more than your work - and QBE is more than a workplace, which is why we provide you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally.
QBE Awards
Some of the award's QBE are proud to have won, been a finalist for, and shortlisted for include;
Insurance Post British Insurance Awards 2025: Winner: Commercial Lines Insurer of the Year,
Winner: Reinsurer of the Year - QBE Re, Winner: ESG, Diversity, Equity and Inclusion Initiative of the Year, Winner: Insurance Personality of the Year - Chris Wallace, Executive Director UK insurance
AXCO Global Insurance Awards 2024 Winner: Network Management of the Year
Insurance Business UK 5-Star Cyber Awards 2024: QBE rated as a 5-Star Cyber Insurer
UK IT Industry Awards 2023 Winner: Green Technology Innovation of the Year
Working Dads Employer Awards 2023 Winner: Parental Policies Award
Insurance Post British Insurance Awards 2023: QBE rated as a 5-Star Employee
You can view all our awards
Inclusion of Diversity
We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in. We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women's Empowerment Principles and Race at Work charter helps keep us accountable and transparent. For more information on our strategy targets please take a look at our
Accessibility
Here at QBE, we are promoting an accessible workplace for all, which includes supporting candidates to perform at their best during their recruitment process. If you require any accommodations, please make your Talent Acquisition contact aware.
ESG & Sustainability
At QBE, we believe that integrating sustainability into our business helps us deliver on our purpose of enabling a more resilient future. Our three key focus areas include fostering an orderly and inclusive transition to a net-zero economy, enabling a sustainable and resilient workforce, and partnering for growth through innovative, sustainable, and impactful solutions. For further information regarding QBE's sustainability targets, including our net-zero pledges and inclusion of diversity targets, and our award-winning impact investment initiative 'Premiums4Good', please visit our and read our latest Sustainability Report
What next?
If you have a passion to contribute to QBE's vision of enabling a more resilient future for our customers and the community, we encourage you to apply! Simply click the "apply" button to submit your CV and other relevant documents, and a member of our friendly Talent Acquisition team will be in contact to discuss your interest further if you meet the requirements of the role.
We believe this is our moment - what if it was yours too?
Please note: This opportunity is for immediate hire
APPLY NOW and let's make it happen!
Skills: Adaptability, Analytical Thinking, Critical Thinking, Customer Service, Decision Making, Insurance Underwriting, Intentional collaboration, Managing performance, Negotiation, Portfolio Management, Problem Solving, Regulatory Compliance, Risk Management, Strategic Management, Waterfall Model
How to Apply:
To submit your application, click "Apply" and follow the step by step process.
Equal Employment Opportunity:
QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

Skills Required