Job Description

Reporting to:

Manager of Lending

Employment Type:

Full-time (35 hours per week) Monday-Friday

Salary Range:

$49,440 - $59,946 per year

Location:

Port Hope, Ontario and this is an

IN PERSON

position

Vacancy Status:

This is an

existing vacancy

Job Overview:

At Ganaraska Financial Credit Union , we help our members, brokers and local businesses reach their financial goals by delivering client-focused lending solutions. From initial loan application to final booking and beyond, our team ensures every step of the lending process is handled with precision and care. We're looking for a proactive, detail-oriented Lending Administrator to manage the full life cycle of loans -- from front-end application support through post-funding activities and back-end processing into our banking systems.

Key Responsibilities:

Front-End Lending & Credit Administration:

Process residential and/or commercial mortgage and loan applications from submission to funding

Review credit reports, financial documents, and collateral to support underwriting and risk assessments

Coordinate with borrowers, brokers, underwriters, and third parties to ensure timely document collection and file completeness

Verify compliance with internal policies and regulatory requirements throughout the application and approval process

Prepare and audit loan documentation for accuracy, consistency, and completeness

Communicate loan terms, funding timelines, and conditions clearly to members

Post-Funding & Back-End Operations:

Review funded loan files and closing packages to ensure all final conditions and documentation are met

Accurately book loans into the core banking system, including setup of amortization schedules, payment terms, and escrow accounts

Reconcile funding figures, closing disclosures, and general ledger entries

Conduct Security searches, prepare and process renewals, registrations and releases

Process CUMIS insurance set up, claims and cancellations

Ensure compliance with post-closing and servicing requirements, including insurance and tax information

Maintain thorough and accurate electronic records in accordance with audit standards

Respond to servicing inquiries, payoff requests, and internal reporting needs

Collaborate with internal departments (accounting, compliance, IT) to ensure accurate data flow and resolve issues

File review and audit

Experience:

Post Secondary education preferably with a degree in business.

2+ years of experience in lending, mortgage processing, loan servicing, or banking operations

Prior experience in an administrative role preferred, especially within financial services

Strong proficiency in math with the ability to perform accurate calculations and data analysis

Familiarity with financial software or relevant tools is a plus

Excellent organizational skills with attention to detail

Ability to handle sensitive information with confidentiality

Effective communication skills, both written and verbal

Demonstrated ability to work independently and as part of a team

What We Offer:

Competitive salary

Stable work schedule with a

35-hour work week

supporting work-life balance.

Employer-sponsored pension plan

, with employer contributions.
Comprehensive benefit package, including health & dental, HSA, as well as additional perks and discounts

A supportive, team-oriented environment

Opportunities for professional growth within the organization

The chance to make a meaningful impact on members' financial journeys

Apply Now:

If you're ready to play a key role in our Lending Department, we'd love to hear from you. Submit your resume and cover letter to careeer@ganaraskacu.com

"We thank all applicants for their interest, but only those selected for an interview will be contacted."

Canadian work experience is not required. Artificial Intelligence(AI) tools

may be used to support administrative screening

of applications.

Job Types: Full-time, Permanent

Pay: $49,440.00-$59,946.00 per year

Benefits:

Company pension Dental care Disability insurance Extended health care Life insurance RRSP match Vision care
Work Location: In person