Job Description

We\xe2\x80\x99re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what\xe2\x80\x99s right for our clients.At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.To learn more about CIBC, please visitWhat you\'ll be doingAs a member of CIBC\xe2\x80\x99s Credit Adjudication team, you\xe2\x80\x99ll work in a fast-paced operational environment where you\xe2\x80\x99ll make a meaningful difference in our clients\xe2\x80\x99 lives. The Junior Controls Analyst works together with other Underwriters and may work independently to validate mortgage documents are complete based on specific pre-determined criteria required for the advancement and to finalize the lending application. You\xe2\x80\x99re flexible to work our business hours which may include evenings and weekends.At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.How you\'ll succeed

• Planning & Coordination - Review Purchase and Sale Agreements and ensure it meets document standardization guidelines. Review Appraisal Reports and ensure the system inputs match the report provided by FNF. Support document retention process, ensure any required documents and calculators are imaged to the application and meet standard documentation guidelines. Validate adjudicator client and solicitor conditions have been added and are clear. Prioritize, organize workload. Cross train in other positions to assist/provide support to other team members/area(s) of equal value in peak times or on a temporary basis to ensure Service Level Agreements are met
• Data Analysis - Conduct investigation and analyze data to identify potential issues that impact adjudication approval, identify root cause and recommend resolution to the adjudicator. Using an excel calculator, validate system inputs to the documentation submitted by the lender.
• Research & Development - Conduct in-depth research using multiple systems and reports to obtain information and resolve discrepancies. Maintain current knowledge of CIBC/department compliance policies, procedures and guidelines to ensure privacy and confidentiality of information at all times. Ensure awareness od recurring problems, potential losses and fraud to reduce the risk of exposure and maintain governance standards
• Documentation - Prepare correspondence on findings and complete necessary documentation to support investigation process, findings and actions taken.

Who you are

• You can demonstrate experience in dealing with mortgages, real estate secured and unsecured applications. You have excellent proficiency with computer software such as Microsoft Word, Excel, PowerPoint and SharePoint.
• You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it\'s the right thing to do.
• You understand that success is in the details. You notice things that others don\'t. Your critical thinking skills help to inform your decision making.
• You give meaning to data. You enjoy investigating complex problems, and making sense of information. You\'re confident in your ability to communicate detailed information with impact.
• You\'re digitally savvy. You seek out innovative solutions and embrace evolving technologies.
• Values matter to you. You bring your real self to work and you live our values \xe2\x80\x93 trust, teamwork and accountability.

What CIBC OffersAt CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.*Subject to plan and program terms and conditionsWhat you need to knowCIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contactYou need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.Job Location Toronto-81 Bay, 28th FloorEmployment Type RegularWeekly Hours 37.5Skills Accountability, Data Analysis, Documentations, Office Administration, Organizing, Policy Interpretation, Prioritization

CIBC