Job Description

Job description

Sell various types of insurance policies to businesses and individuals on behalf of insurance company, including automobile, fire, life, property, business and medical and dental insurance . Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage. Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries. Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients. Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms. Customize insurance programs to suit individual customers, often covering a variety of risks. Explain features, advantages and disadvantages of various policies to promote sale of insurance plans. Calculate premiums and establish payment method. Perform administrative tasks, such as maintaining records and handling policy renewals. Develop marketing strategies to compete with other individuals or companies who sell insurance. Contact underwriter and submit forms to obtain binder coverage. Confer with clients to obtain and provide information when claims are made on a policy. Monitor insurance claims to ensure they are settled equitably for both the client and the insurer. Attend meetings, seminars and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.
Occupational Requirements

Selling or Influencing Others - Convincing others to buy merchandise/goods or to otherwise change their minds or actions. Performing for or Working Directly with the Public - Performing for people or dealing directly with the public. This includes serving customers in office. Establishing and Maintaining Interpersonal Relationships - Developing constructive and cooperative working relationships with others, and maintaining them over time.
Worker Requirements

Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times. Reading Comprehension - Understanding written sentences and paragraphs in work related documents. Writing - Communicating effectively in writing as appropriate for the needs of the audience. Speaking - Talking to others to convey information effectively.
Worker Characteristics

Oral Comprehension - The ability to listen to and understand information and ideas presented through spoken words and sentences. Written Comprehension - The ability to read and understand information and ideas presented in writing. Oral Expression - The ability to communicate information and ideas in speaking so others will understand. Written Expression - The ability to communicate information and ideas in writing so others will understand.
Worker Characteristics

Integrity - Job requires being honest and ethical. Attention to Detail - Job requires being careful about detail and thorough in completing work tasks. Dependability - Job requires being reliable, responsible, and dependable, and fulfilling obligations. Initiative - Job requires a willingness to take on responsibilities and challenges.
Occupation Tools and Technology

Tools - Facsimile machines, Desktop computers, Technology - Calendar and scheduling software, Document management software, Customer relationship management CRM software, Data base user interface and query software
Worker Requirements

Customer and Personal Service - Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction. Sales and Marketing - Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems. English Language - Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
Experience

Related Work Experience - Is an asset Provincial Insurance License required Required Level of Education - Post Secondary
Job Types: Full-time, Permanent

Salary: Starting at $41,600.00-$49,920.00 per year based on experience, plus bonuses and commissions

Job Types: Full-time, Permanent

Pay: $40,000.00-$50,000.00 per year

Benefits:

Casual dress Dental care Extended health care Paid time off
Work Location: In person