Job Description

Join Us as Financial Analyst, Credit Underwriter

Who We Are

Tokio Marine Canada (TMCan) is a Canadian early-stage entrepreneurial commercial P&C insurer based in Toronto. We partner with select brokers to deliver tailored business insurance solutions across Canada.

As part of the Tokio Marine Group, we are able to collaborate under a shared framework while maintaining autonomy and local decision making.

We support Canadian businesses in taking smart risks by delivering practical insurance solutions and exceptional service through trusted broker partnerships.

The Opportunity

This is an exciting opportunity to join a dynamic national surety team, where you'll play a key role in supporting underwriters across Canada. You'll contribute to financial and risk analysis, account setup, portfolio reviews, and system updates, while helping evaluate new business opportunities.

Ideal for a detail-oriented and analytical professional with a background in commerce, finance, or accounting, this role offers exposure to a fast-paced environment, cross-functional collaboration, and the chance to influence process improvements.

What You'll Be Doing

Underwriting Support - National

Assisting underwriters nationally as needed with the following tasks:

Input FS Analysis - provide commentary regarding needs for additional information Backlog/Work on Hand Analysis to provide trending reports Set up new accounts and prepare initial analysis Review portfolio for outdated information and prepare requests for information to brokers Update internal systems with current information as updates come in Prepare annual write ups on updated accounts for underwriter review File correspondence and updates Evaluate new risks through thorough analysis to determine acceptability and pricing. Analyze financial statements, capacity, collateral and character of new surety opportunities. Analyze and review projects, approving within given authority, or recommending approval or denial of surety bonds.

OVERALL:

Work with surety team on suggestions for improving systems and processes, with a focus on continued efficiencies. Assist team members across the country, where needed. Ad-hoc projects and tasks as assigned.

Who You Are

You're a detail-oriented and adaptable professional who thrives in a fast-paced, evolving environment. With strong analytical skills, a collaborative mindset, and a drive to learn, you bring confidence, precision, and initiative to every task, whether working independently or as part of a national team.

You bring:

A Bachelor of Commerce Degree or related Accounting or Finance Degree. 1+ years of relevant experience Strong knowledge of MS Office - particularly Excel. Strong analytical and problem-solving skills, math skills, demonstrated logic and accuracy. Excellent time management skills. Ability to thrive in a fast-paced changing work environment and comfortable with ambiguity. Proven ability to manage multiple priorities and meet deadlines, driving for results. Proven ability to work independently as well as part of a team. High level of organizational skills and attention to detail. Excellent written and verbal communication skills in English. Confidence to speak up with ideas, questions, concerns. Previous insurance and/or credit analysis experience a definite asset. Desire to learn.

Life at Tokio Marine Canada

At TMCan, we're a relationship company. We value collaboration, innovation, and inclusion, where every voice matters and every team member makes an impact. We believe in flexibility, authenticity, and growth: because when our people thrive, so does our business. TMCan offers the unique opportunity to work side by side with senior leaders, gaining direct exposure to strategic decision-making and business planning.

Our

CARE values

guide everything we do:

Collaborative:

We communicate openly, support one another, and work as one team.

Achieving Excellence:

We challenge the status quo and exceed expectations.

Responsive:

We anticipate needs and deliver timely, exceptional service.

Ethical & Respectful:

We act with integrity and empower our people to do the right thing.

Our Commitment to an Inclusive and Respectful Workplace

At TMCan, we are deeply committed to fostering a culture of equity, diversity, and inclusion. We strive to create a workplace where every individual is welcomed, respected, and valued for their unique identity and perspective. By embracing our differences and learning from one another, we aim to build a positive and empowering environment for all.

Tokio Marine Canada was proudly recognized as one of the Best Places to Work in Canada by Canadian HR Reporter in 2024. We work in a hybrid model, and you should expect to split your time between working in the office and working remotely, with flexibility based on the role and the business needs. We currently have an office in downtown Toronto and will eventually be establishing offices in other provinces. Should you currently work in a province where we do not have an office, you will remain remote until such time as we do establish an office. Tokio Marine Canada is not accepting unsolicited resumes from search firms for this position. If you are a search firm, you will not be compensated in any way for your submission of a candidate, even if TMCan hires that candidate.