Job Description

Do you love exceeding people\xe2\x80\x99s expectations by establishing effective relationships?

Are you passionate about growing your career in the lending or automotive industry?

Do you have strong attention to detail and thrive in a fast-paced work environment?

Do you want to work with a company that loves to promote from within?

If this sounds like you, we would love to meet you!!

WHO WE ARE:

Eden Park Inc. (\xe2\x80\x9cEdenPark\xe2\x80\x9d) is a dynamic automobile finance brand committed to enabling our dealer partners to sell more cars. Since 2012, EdenPark has serviced a wide network of automobile dealers and tens of thousands of consumers from coast to coast. EdenPark is a wholly owned subsidiary of Fairstone Financial Inc., which is a subsidiary of Fairstone Bank of Canada (\xe2\x80\x9cFairstone Bank\xe2\x80\x9d). Collectively, Fairstone Bank and its subsidiaries offer credit cards and rewards programs, point-of-sale financing through merchant partners and unsecured and secured personal loans and mortgages. Learn more at EdenParkCanada.com.

Come join Fairstone Financial as a Credit Adjudicator.

Be part of Canada\xe2\x80\x99s leading provider of responsible lending solutions to serve Canadians.

At Fairstone we invest in our teams. We offer a broad training program where you will be supported with professional development and encouraged to further build an exciting career with us!

WHAT WE OFFER:

\xc2\xb7 Professional Development: Paid coaching Training, paid eLearning courses (Fairstone University) an opportunity to build your customer service, sales, leadership skills and furthermore.

\xc2\xb7 $2000 to $5000 Employee Referral Program

\xc2\xb7 Employee Discounts; Phone plans, gym membership and many retailers\xe2\x80\x99 discounts

\xc2\xb7 Up to $3000 on Education Support

\xc2\xb7 Base salary, with multiple incentives to give you an overall comprehensive compensation!

\xc2\xb7 Reward program with the opportunity to collect points for travel or goods!

\xc2\xb7 We offer 3 weeks of vacation, additional 6 days to use at your convenience (wellness days) in addition to financial statutory holidays.

\xc2\xb7 Pension up to 6% Contribution program as follow: 3% company donation, and up to 3% more to match your contribution.

\xc2\xb7 Comprehensive benefit package; adjustable to your needs (with access to virtual healthcare)

A regular day for you will include:

\xc2\xb7 Review and adjudicate vehicle loan applications by assessing an applicants\xe2\x80\x99 creditworthiness based on credit history, income and employment, and collateral valuation.

\xc2\xb7 Ensure loan applications are assessed accurately and timely in a fast-paced environment.

\xc2\xb7 Detail oriented and able to closely follow credit policy rules to ensure risk parameters are consistently followed.

\xc2\xb7 Develop and maintain respectful relationships with dealers.

\xc2\xb7 Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners.

\xc2\xb7 Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required.

\xc2\xb7 Provide prompt, efficient, detailed customer-oriented service to all stakeholders.

\xc2\xb7 Perform all other duties as assigned.

Must-haves!

• You possess excellent verbal and written communication skills in English and French.
• You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details.
• You thrive in a fast-paced environment and have strong attention to detail.
• You are tech-savvy and know your way through Microsoft Office Suite and Outlook
• You can collaborate well with various teams and departments.
• You must be available to work all shifts mentioned in the job description.

Extra- awesome to have!

• You have at least 1 year of prior experience in loan underwriting, experience in a financial institution or within the auto industry
• Previous experience working with loan origination software
• Post-secondary education in Finance or Business Administration

Working condition

• Hours of operation are between 8 AM to 10 PM EST from Monday to Friday and on Saturday from 9 AM to 8 PM EST.
• Option of permanent Saturday shift with the option of Wednesday or Thursday off; schedules are completed 6 months in advance and our team is very accommodating with switching when required with notice.
• Weekday shifts are primarily set schedules while Saturday start times will be on a rotation (early, mid-day & late shift)

WE ARE PROUD TO BE: Montreal\'s Top Employers 2023 by Canada\xe2\x80\x99s Top 100 Employers!

We are honored to be recognized for offering a best-in-class workplace, incentives, and initiatives to our dedicated employees who have helped build Fairstone into an employer of choice.

Learn more:

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If you\xe2\x80\x99re seeking a role with a growing business that values employee development, Fairstone is the right place for you!

Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence.

Time Type: Full time

Job Type: Permanent

Fairstone