Job Description

You desire impactful work.

You're

RGA ready

RGA is a purpose-driven organization working to solve today's challenges through innovation and collaboration. A Fortune 500 Company and listed among its World's Most Admired Companies, we're the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.


Sous la responsabilite du Directeur, Tarification, le/la Conseiller(ere), Tarification est responsable de la selection des risques en vue de l'atteinte des objectifs de son service.

Responsabilites :

Tarification des risques complexes de la reassurance facultative, selon les directives de tarification de RGA Comprehension approfondie des techniques de tarification medicale et financiere, et maintien a jour des connaissances sur les tendances et progres de l'industrie Capacite d'appliquer adequatement ses connaissances techniques aux dossiers les plus complexes Excellente connaissance des concepts de vente a valeur nette elevee et de leur application dans le marche, et capacite a les enseigner aux autres Soutien aupres des clients et mise a profit des connaissances techniques avance Demontre une capacite a travailler de maniere productive dans un environnement sous haute pression et a gerer efficacement et de maniere proactive les situations difficiles Capacite de travailler de facon autonome sur les dossiers les plus complexes, dans la limite de ses pouvoirs d'approbation Coapprobation des dossiers des tarificateurs juniors, et offre d'encadrement, de formation et de mentorat Soutien actif aupres de la gestion en formulant des commentaires, en participant a la formation, en dirigeant les discussions d'equipe, en participant aux projets et en contribuant positivement a la resolution des problemes techniques et de ceux des clients Collaboration avec les autres services de RGA pour echanger des connaissances et soutenir les projets axes sur les clients, au besoin Participation aux activites organisees par RGA et l'industrie, et entretien des relations avec les principaux clients

Exigences :

Diplome d'etudes collegiales ou universitaires, ou experience de travail equivalente 11+ ans d'experience en tarification directe ou en tarification de reassurance, tarification de dossiers a valeur nette elevee et en tarification d'affaires complexes Limite d'approbation en assurance-vie de plus de 5 millions$ Aptitudes eprouvees pour la selection des risques aggraves et complexes, la tarification d'affaires importantes et l'application de concepts de vente evolues Titre professionnel de FLMI ou de FALU ou autre titre pertinent reconnu par l'industrie, ou en processus avance Bilinguisme francais/anglais (l'oral comme a l'ecrit) est requis compte tenu de la necessite de communiquer oralement et par ecrit avec une clientele majoritairement anglophone basee a l'exterieur du Quebec. Plusieurs lignes d'affaire (vie, assurance-invalidite, maladie grave) un atout

Aptitudes :

Connaissance superieure de la terminologie medicale, de la legislation sur l'assurance et les contrats, ainsi que des principes comptables relatifs a la selection des risques Capacite a gerer la selection des risques dans les cas complexes de comorbidite et les dossiers de taille importante Capacite de prendre des decisions complexes en fonction de renseignements limites, et de justifier ces decisions Excellentes aptitudes d'esprit critique Excellentes aptitudes pour l'analyse et la resolution de problemes Solides competences en gestion du temps et sens de l'organisation Capacite a bien lire et comprendre rapidement un large eventail de renseignements avances et complexes de nature medicale et financiere dans un court lapse de temps Influence positive sur l'equipe et capacite de formuler activement des idees et des solutions Capacite a nouer de facon proactive des relations interpersonnelles solides avec les collegues et les clients Excellentes aptitudes en communication orale et ecrite Motivation, souplesse et creativite Sens du service a la clientele

Reporting to the Director, Underwriting, the Sr Underwriting Consultant assumes responsibility for the risk selection in order to meet departmental objectives.

Responsibilities:

Underwrites complex facultative underwriting risks, according to RGA underwriting guidelines Possesses a superior understanding of both medical and financial underwriting techniques, and stays current on related industry trends and advancements Ability to apply technical knowledge to the most complex case work Has a solid understanding of high net worth sales concepts and their application in the market, and can teach this to others Provides advanced technical expertise and support to client companies Demonstrates an ability to work productively in high pressure environment and effectively and proactively manage challenging situations Acts independently on the most complicated cases, within specified authority Co-signs cases from more junior underwriters and provides guidance, training and mentoring Actively supports the department management by providing input, assisting in training, leading team discussions, participating in projects, and being a positive contributor to the resolution of technical or client issues Liaises with other RGA departments to share knowledge and assist with client projects, as necessary Participates in RGA events and industry activities & fosters relationships with key clients

Qualifications:

College diploma or University degree or equivalent working experience 11+ years of experience in direct or reinsurance underwriting, working in High Net Worth and large case underwriting Life Insurance signing authority over $ 5 millions Proven track record in risk selection with complex substandard cases, large case underwriting, and application of advanced sales concepts. FLMI or FALU designations, or significant progress towards obtaining these or other related industry designations Bilingual French/English (oral and written) is required given the need to communicate orally and in writing with a predominantly English-speaking clientele based outside of Quebec. Multiple lines of business ((Life, DI, CI) an asset

Skills:

Superior knowledge of medical terminology, insurance and contract law, and accounting principles as applied to risk selection Ability to handle the risk selection on complex co-morbidities and large lines Ability to make complex decisions based on limited data, and explain the basis of those decisions Excellent critical thinking skills Excellent analytical and problem-solving skills Solid time management & organizational skills Ability to read and comprehend a large volume of advanced medical and complex financial information in a timely fashion Works as a positive influencer with the team and actively contributes to ideas and solutions Proactively builds strong interpersonal relationships with colleagues and clients Excellent oral and written communication skills Self-motivated, flexible and creative Strong client focus

#LI-MJ1 #LI-Remote

What you can expect from RGA:

Gain valuable knowledge from and experience with diverse, caring colleagues around the world. Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought. Join the bright and creative minds of RGA, and experience vast, endless career potential.

Compensation Range:

$97,450.00 - $121,800.00 Annual
Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.


RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.