Job Description

Come Work with Us!

At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose.

Whether you\xe2\x80\x99re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work that matters in the world, in an environment built on teamwork, service, responsibility, diversity, and integrity.

Job Title Commercial Credit Advisor, Credit Advisory Group



What is the opportunity?

Contribute to the strategic Canadian Banking Operations and Credit Advisory Group business priorities by supporting Commercial Relationship Managers (RM) with new client acquisitions, increases and credit renewals for

What will you do?

• Provide quality business analysis for existing clients and deliver on RM turn around expectations for credit requests, renewals and more complex credit deals
• Maximize opportunity spotting to enhance retention, referrals and sales activities, and manage the credit renewal process efficiently, to help provide RMs with more client facing time
• Apply sound knowledge of commercial credit to support the credit needs of RMs and their clients
• Complete monthly credit reviews, balancing client needs and high risk situations effectively, while ensuring RMs are informed of any changes in the review schedule
• Exercise due diligence in approving credit renewals and influence portfolio quality through credit risk assessment, strategic assessment and proactive management of expired credits
• Identify risk issues, take proactive action and stay abreast of Credit Administration & Compliance and economic trends
• Apply a continuous-improvement approach to achieving superior client experience and identify ways to proactively look to simplify requests and collateral security where warranted
• Partner with business RMs, to optimize overall processing time, and provide coaching and support to other Analysts on the team

What do you need to succeed?

Must-have

• Commercial Lending, Commercial Credit or Small Business lending/credit experience
• Solid complex commercial lending experience
• Strong financial statement analysis skills
• Professional oral and written communication and negotiation skills
• Ability to manage work volumes to meet deadlines efficiently
• Capability to recognize enterprise solutions that can be leveraged to improve the client experience

Nice-to-have

• Commercial Relationship Management or Commercial Adjudication experience
• Business degree
• Bilingual in French and English

What\xe2\x80\x99s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• 4 weeks\xe2\x80\x99 vacation to start
• A comprehensive Total Rewards Program
• Leaders who support your development
• Ability to make a difference and lasting impact
• Opportunity to take on progressively greater accountabilities

Job Summary

Address: MISSISSAUGA, Ontario, Canada

City: CAN-BC-VANCOUVER, CAN-ON-GUELPH, CAN-ON-MISSISSAUGA, CAN-ON-TORONTO

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: Personal and Commercial Banking

Job Type: Regular

Pay Type: Salaried

Posted Date: 2023-07-28

Application Deadline: 2023-08-09

Inclusion and Equal Opportunity Employment

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at rbc.com/careers.

Royal Bank of Canada