Job Description

At Heartland Mutual Insurance, we're more than just a company -- we're a community.

Proudly rooted in Ontario and Nova Scotia, we're driven by a bold vision: to be the Best Mutual. Our team of passionate professionals doesn't just follow the norm -- we challenge it. We think differently, aim high, and deliver on our promise with a personal touch.

Here, you'll be part of a culture that values authenticity, embraces change, and empowers you to make a meaningful impact every day. Together, we bring our purpose to life by living our values and putting people first.



Commercial Auto Underwriter II - Waterloo, Ontario



What you'll do...

Underwrite and service IRCA and fleet rated commercial/farm auto accounts. Manage commercial/farm auto risk control procedures and objectives. Provide management with product and service initiatives being implemented by our competitors. Use front-line knowledge of the marketplace to assist management in the development of products, pricing and services that support our corporate market positioning strategies. Influence the implementation of commercial/farm auto, fleet and garage programs. Working within the defined limits of authority, consistently provide high quality underwriting decisions. Identify positive and negative trends in submissions being received and communicate findings to management. Work with management and other departments to effectively implement defined strategies for broker/agent development. Attend broker events and corporate functions as required.

What you'll bring...

High attention to detail. A team player with great communication skills. Experience using Microsoft Office Suite. Experience providing exemplary customer service. Post-secondary education working towards CIP designation. 3 years P&C underwriting experience. Commercial auto underwriting experience is preferred University/College education and CIP designation or working towards it is preferred.

If you have the qualifications we are seeking and would thrive in a work environment where you are valued and respected, please apply on the company website. Accommodation is available on request for candidates taking part in all aspects of the selection process.

What's in it for You:

Join a Supportive Team: Be part of a collaborative and high-performing team that values knowledge sharing and celebrating wins together. Comprehensive Total Rewards: Enjoy a competitive compensation package, including health and wellness benefits, pension plan, paid time off, and more. Career Growth & Development: Take advantage of continuous learning opportunities and stretch assignments. Make an Impact: Play a key role in helping customers navigate challenging situations with empathy and expertise. Inclusive Culture: Work in an environment that embraces diversity, equity, inclusion and belonging.

At Heartland Mutual Insurance, you're empowered to thrive. Whether it's your career, your well-being, or your future, we've got you covered.