Job Description

Business Banking Advisor - Permanent Full-time

Do you feel called to contribute to the building of Christ's Kingdom work through the execution of the Vision and Mission of Christian Credit Union? We are a financial services organization that encourages biblical stewardship, offers modern banking technology and a comprehensive range of financial services solutions with service and advice from experts. We are principled and benefit our members with competitive fees and rates while supporting Christian organizations and providing resources to make a difference in the world.

This is a unique opportunity for an experienced business banking professional who is ready to add a different sense of purpose and calling to their work. We are seeking an experienced business banking professional who is passionate about providing banking advice to businesses, churches and non-for-profit members in a Christian faith-based organization! The role is responsible for relationship management and credit adjudication of a portfolio of commercial and not-for-profit business members with complex banking needs.

OUR MISSION

We encourage people to be good stewards of the financial resources God has given to them.

"Each of you should use whatever gift you have received to serve others, as faithful stewards of God's grace in its various forms." - 1 Peter 4:10 NIV

OUR VISION

To be the recognized leader in applying Christian values to financial services.

"The earth is the Lord's, and everything in it, the world, and all who live in it..." - Psalm 24:1 NIV

KEY RESPONSIBILITIES:

Manages a diverse business banking portfolio exceeding $25M with complex lending needs, including small businesses, churches and not-for-profit organizations. Structures and grants commercial loans, mortgages and operating lines of credit for business purposes within lending limits, combining a focus on advanced credit decision-making with risk management to deliver strategic growth to the portfolio. Analyzes business financials and personal net worth statements, calculates debt servicing capacity, debt/equity ratios, current ratios, demonstrates application of underwriting practices, and negotiates terms and conditions of loans. Builds relationships and participates in business development activities with existing clients; networks with external business organizations and individuals to generate referrals. Completes annual reviews of risk and profitability of member connections; monitors problem accounts and executes actions to mitigate risk. Reviews member needs and identifies opportunities to provide appropriate banking solutions through referrals to other partners/lines of business within the organization. Conducts compliance reviews and follow up to ensure overall regulatory compliance of business loans in accordance with sound business practice, legislation, regulations, policies, and procedures.

SKILLS AND ATTRIBUTES:

Demonstrates Christian character and the Christian Credit Union core values of humble, hungry and people smart with a desire to promote biblical financial stewardship. Strong working knowledge of the business banking products and services including lending and adjudication; experience within the credit union system is an asset. Solutions oriented with strong attention to detail, strong analytical skills and critical thinking. Demonstrates relationship building and sales proficiency. Thrives in a fast-paced, changing environment with minimal supervision; managing multiple tasks effectively and efficiently while demonstrating sound judgment in prioritization of work activities to achieve results.

QUALIFICATIONS AND REQUIREMENTS:

Bachelor's Degree with preference given to a B. Commerce or equivalent experience. 5+ years of commercial lending experience; syndication experience is an asset. Minimum of 8 years banking, accounting or finance experience.
A competitive salary along with our benefits package, deposit and loan programs are all reasons to consider Christian Credit Union for your career.

Closing Date: Open until suitable candidate is found.

We encourage all interested to apply by submitting your

resume and cover letter

.

Job Types: Full-time, Permanent

Pay: $91,490.00-$114,363.00 per year

Benefits:

Company pension Dental care Extended health care Life insurance Paid time off RRSP match Vision care
Education:

Bachelor's Degree (required)
Experience:

Commercial Lending: 5 years (required) Banking, Accounting or Finance: 8 years (required) Syndication: 1 year (preferred)
Work Location: In person