Job Description

About BRX Mortgage Inc.

BRX Mortgage is a rapidly growing, fully virtual mortgage brokerage that is dedicated to the success of our agents. BRX Mortgage is committed to constant improvement, radical transparency, and collaboration in all aspects of our business. As a part of our team, you'll be challenged to pursue excellence and inspired to collaborate in reshaping the mortgage industry--making your journey at BRX Mortgage both impactful and rewarding.

Responsibilities

Outcomes (what "good" looks like)

5-day month-end close with zero unreconciled items over 30 days. 100% on-time commission payouts to agents and rev-share participants with <0.5% error rate. 13-week cash-flow forecast updated weekly; ?5% variance vs. actuals. Scoreboards for GGOB published weekly with the right Critical Number and line-of-sight metrics (you maintain the numbers; we run the huddles). All filings on time: T2 support package ready for the CPA, sales tax returns where applicable, and T4A slips for contractors issued by the last day of February.
Top Responsibilities

Commission, Rev-Share, and Payout Accounting Reconcile lender remittance statements to deal data; calculate agent splits, caps, bonuses, and revenue-share payouts. Maintain a clean subsidiary ledger per agent (statements agents can read at a glance). Track recoveries/chargebacks and clawbacks; accrue where exposure exists. Month-End Close & Controls Bank/credit card reconciliations, intercompany eliminations, prepaid/accrual schedules. Fixed cadence: day 1-2 cash & banks; day 3 accruals; day 4 variance analysis; day 5 management package. Flow & Working Capital Build and own a rolling 13-week cash forecast; monitor DSO/DPO; surface red flags early. & Compliance (Canada, multi-province; U.S. later) GST/HST: Understand that core mortgage brokering (arranging for a financial service) is exempt; no tax is charged on those services, and ITCs are generally not claimable on costs that relate to exempt supplies. Track taxable revenue streams (e.g., training, desk fees, software recharges) separately and file appropriately. T4A (Box 020 - Self-employed commissions): Prepare and file for agents/ICs as required; exclude GST/HST from amounts reported. Records: Maintain transaction/contract files to meet provincial rules (e.g., FSRA 6-year retention in Ontario; align similar standards in other provinces). Monitor BC's transition to the Mortgage Services Act (MSA) so our processes are ready ahead of October 13, 2026. Open-Book Management Support (GGOB) Maintain the weekly scoreboard: revenue, gross margin per funded dollar, payroll/commission % of revenue, rev-share accruals, cash conversion cycle, and the BRX Critical Number. & Process Automation Keep the GL clean (QBO/Xero). Use AP automation (e.g., Dext/Hubdoc + Plooto/Bill), approvals (ApprovalMax), and light ETL or Google Sheets for commissions. Drive Zapier-style automations where they remove error and time. Audit-Ready Documentation Close checklist, desk procedures, approval matrices, payout formula documentation, and versioned calculators.
Qualifications

Core Competencies (BRX-specific)

Commission math at scale: You've handled high-volume payables with complex splits, caps, and adjustments. Revenue-share accounting: Accrual logic, period cutoffs, true-ups, and clear participant statements. Open-book literacy: You can structure numbers so non-finance teammates can self-manage to the scoreboard. GST/HST nuance for financial services: You understand exempt vs. taxable streams and the no-ITC reality on exempt activity. Contractor reporting: Confident with T4A Box 020 mechanics and deadlines. Multi-entity consolidation: Intercompany flows (OpCo/HoldCo/Trust), allocations, and simple consolidations. Data hygiene & reconciliation: Relentless about tying lender statements to our deal system and bank.
Hard Requirements

4-7+ years full-cycle bookkeeping in a commission-heavy environment (mortgage/real-estate/insurance/fintech). Expert in QBO or Xero; advanced Excel/Sheets (INDEX-MATCH/XLOOKUP, pivot tables, error-proofing). Proven playbook for 5-day close and 13-week cash. Demonstrated experience issuing T4As to independent agents/contractors. Comfortable with open-book management rhythms (weekly huddles, scoreboards, Critical Number).
Nice-to-Haves

CPB (Certified Professional Bookkeeper) or CPA-prep courses. BI exposure (Looker Studio/Power BI) for scoreboards. Experience across multiple provinces; cross-border/multi-currency a plus.
Day-to-Day Tech Stack (suggested)

GL: QuickBooks Online (class/department for business units). Documents & OCR: Dext/Hubdoc. AP & Approvals: Plooto/Bill + ApprovalMax. Bank feeds/virtual cards: Brex/Ramp/Float (Canada). Dashboards: Looker Studio + Google Sheets; GGOB scoreboard packs. Commissions: Structured Sheets + import into GL; light scripting for error checks.
Apply Today!

Please click the link below to begin the process of joining BRX Mortgage.

Kindly accomplish the DISC Test and Quiz. Note: This is a multi-process application. Apply and accomplish the Technical Proficiency Quiz and Behavioral Asssessment.
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Job Type: Full-time

Pay: From $65,000.00 per year

Benefits:

Company events Paid time off Stock options Work from home
Experience:

Operations: 4 years (required)
Work Location: Remote