Job Description

Job SummaryWhat is the opportunity?You will contribute to the strategic Canadian Banking (CB) and CB Operation\xe2\x80\x99s business priorities by supporting Commercial Account Managers (CAM) in the credit renewal process and the adjudication of credit origination for all files , supporting CAMs with the credit renewal process and adjudicating credit origination. You will be accountable for credit renewals, increases at renewal, reviewing and establishing the customer\xe2\x80\x99s BRR and ensuring credit structures adequately mitigate the respective credit risks.What will you do?

• Support Commercial Account Managers (CAM) in the credit process
• Lead and coach a team of about 8 CCA on credit analysis and structuring to enhance credit quality and client experience.
• Focus on sound Risk Management, process efficiency, and process alignment specifically for credit renewals and adjudication for direct reports.
• Accountable for credit renewals, including increases at renewal, reviewing and establishing the client\xe2\x80\x99s risk rating (BRR), and ensuring credit structures.
• Adjudicate transaction requests within Delegated Lending Authorities using sound judgment and employing a balanced approach to growth and portfolio quality.

What do you need to succeed?Must-have

• Deep expertise in Commercial lending guidelines and policies
• Leadership experience
• Bilingualism (English and French) required, as you will regularly do business with RBC partners and/or employees across Canada with English and French speaking needs
• Solid knowledge of commercial credit analysis and adjudication
• Professional oral and written communication and presentation skills
• University degree

Nice-to-have

• People management experience
• Prior experience as a Small Business or Commercial account manager
• Experience using MS Outlook, SYNERGY, NEWTON, word processing & spreadsheets
• Industry experience in Real Estate, Manufacturing, Retail Services / Franchises, Business Professionals or KBI

What\xe2\x80\x99s in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions and stocks where applicable.
• Leaders who support your development through coaching and managing opportunities.
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive and high-performing teams
• Opportunities to building close relationships with clients

Job Skills Business Credit, Coaching Others, Communication, Credit Analysis, Credit Approvals, Credit Worthiness, Financial Statement Analysis, Risk Management, Taking OwnershipAdditional Job DetailsAddress: 1 PLACE VILLE MARIE:MONTR\xc3\x89ALCity: MONTR\xc3\x89ALCountry: CanadaWork hours/week: 37.5Employment Type: Full timePlatform: PERSONAL & COMMERCIAL BANKINGJob Type: RegularPay Type: SalariedPosted Date: 2024-09-18Application Deadline: 2024-10-02Inclusion and Equal Opportunity EmploymentAt RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at .

Royal Bank of Canada