Job Description

At , we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and build relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important as what we do. And we harness the power of inclusion. Our culture is who we are and how we show up - as individuals and as a team - to accomplish our strategy.

The opportunity

Strategic & Operational Leadership of Commercial Teams\xe2\x80\x99 Portfolio Management

This leadership role provides strategic and operational direction for the entire specialist team, with direct oversight of specialists focusing on larger business opportunities (
2MM), and indirect leadership of the specialist team focusing on a deal size up to $2MM.

Supports a specified geographic market, which may include more than one physical location.

Adjudicates loans within discretionary limits and is responsible for ensuring the credit portfolio remains within CWB\xe2\x80\x99s credit risk appetite and minimizes overall operational risk to the organization.

Successful Incumbent

This crucial role requires a fully experienced, qualified credit professional, capable of independent activity, ability to influence branch and support departments leaders, and leadership of a team. They will implement credit policies, conduct credit reviews, and ensure that the approval procedures, standards of credit control and portfolio maintenance conform to regulations & controls.

Areas of focus

Performance leadership & influence. Leader, educator, player, role model, and coach.

Embrace our values. Lead with intention & conviction. Establish & sustain a psychologically safe & positive work environment that supports a fun, engaged, and strong diverse workforce. Champion change. Be thoughtful & intentional. Recognize, reward & engage your team. Lead collaboration & a united CWB approach. Coach fearlessly. Intentionally feed forward. Strengthen our learning culture with a growth mindset. Invest in people first talent management through acquisition, development, engagement & retention initiatives. Grow from failures. Empower. Ignite a winning aspiration. Deliver results. Play with heart. Roll up your sleeves & get to work.

Deal flow. Business growth. Credit risk management. Client experience.

Effectively manage deal administration in achieving financial targets

Accept overall accountability for specialist teams within assigned locations & associated portfolio management.

Provide leadership of the credit writing team to support achievement of assigned financial objectives through effective and credit underwriting for new & existing clients, while balancing risk and reward in line with CWB\xe2\x80\x99s risk appetite & emphasizing operational improvement & consistent workflows

Acts as a conduit to & resource for centralized Credit Rick Management, regional leadership & partners across CWB

Elevate cross team collaboration effectiveness & engagement, providing effective leadership & coaching to assigned teams on target focus areas of credit adjudication, underwriting & administration of loan portfolios.

Support the team in identifying full-service solutions for clients & actively referring other CWB lines of business - with the view to be every client\xe2\x80\x99s primary financial partner.

Participate in developing recommendations for driving deeper business relationships with existing clientele.

With the team, optimize overall profitability of relationships based on return guidelines, customer risk profile, total banking relationship, and the business environment.

Managing credit activities within enterprise risk appetite

Support the appropriate balance between growth and profitability in consideration of CWB goals and risk appetite.

Maintain an appropriate level of neutrality between sales and credit functions, with need for proven facilitation and resolutions skills

Act as a credit subject matter expert, including relevant industry and market trends and the associated credit structuring.

Manage credit activities to ensure prudent lending with proactive risk management, inclusive of timely monitoring, due diligence, and recommendation. Ensure required reports and financial data are received and analyzed promptly in accordance with loan commitments & assist with management of negative trending accounts. Certify all products and services are sold in adherence to regulations, minimizing operational risk

Lead team execution, deployment, and adherence to all policies and procedures, in consultation with leaders to maintain satisfactory internal audit reports and to meet all compliance objectives

Drive efficient and effective operations with strong data integrity

Core know-how & experience requirements

A Bachelor\xe2\x80\x99s Degree in business or related field (or equivalent experience) with proven abilities (approx. 12 years\' experience) within functions of risk management, banking, business lending, including direct experience leading people and managing teams. Financial designation or graduate level studies are preferred but not required. Experience in credit adjudication supported by well-developed skills in financial statement analysis and knowledge of effective risk mitigation strategies for commercial credit underwriting. Extensive & proven leadership competence.

Why work with us?

our success is our obsession! And our benefits back it up.

Wellness matters. We offer a flexible and personalized benefits package that includes hybrid work environments, everyday flexibility, a health coverage tailored to best meet the needs of our diverse & multigenerational workforce including a robust wellness program & generous time-away options to unplug, rest & recover. Bring your whole self to work. Inclusion is a journey requiring practice & experience to result in a powerful outcome. Your perspective matters & voice will be heard. Find community within the CWB family in our employee represented groups. Career development. We commit to our employees\xe2\x80\x99 development and help them reach their professional goals with organization wide coaching services, mentorship, education support & training programs. Strategic career design is an investment in our core asset \xe2\x80\x93 our people. Innovation. Learn. Grow. Enhance. At CWB, we play to win. When we fail, we fail forward. Recognition. Peer-to-peer recognition programs for \xe2\x80\x9cin the moment\xe2\x80\x9d and monumental wins. Community giving. Make a difference. Drive economic prosperity in your community. Get involved. Volunteer. Fundraise. All with CWB support. ESG & sustainability focused. Be proud of where you spend, work & invest. Financial rewards. Base salary & pay for performance incentives. Retirement investment strategy. You can\xe2\x80\x99t work forever! So, we\xe2\x80\x99ve got you covered. Company ownership. No greater sense of motivation & empowerment than being an owner.

Find your at www.CWBcareers.com

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As an equitable employer, CWB Financial Group is committed to providing a safe and where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require during any part of the recruitment or selection process, please reach out.

Closing Date:

• Position closes at 12:01am on the close date identified below. 09/28/2023

Canadian Western Bank