Job Description

At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact--for our clients, our communities, and each other.

Position Title:

Associate Underwriting Consultant

Reports To:

Manager, Underwriting

Department:

Individual Underwriting

Term:

Permanent Full-Time

Work Arrangements:

You will work from your home office 100% of the time. You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as needed basis. Sales related roles may be required to travel based on the assignment.

The Opportunity:

At Equitable, our focus is on making a meaningful impact in the lives of Canadians by putting clients at the heart of everything we do. We lead with empathy, act with intention, stay curious, and support one another every step of the way. If you're looking for purpose-driven work in a collaborative and inclusive environment where your voice is heard, and your growth is encouraged we'd love to connect! We are looking for an Associate Underwriting Consultant to join our Individual Underwriting team! This position is critical to Equitable's success and is a great opportunity to work at one of Waterloo Region's Top Employers while developing skills for the future. Join one of the Waterloo Area's Top Employers for 2025 and Southwestern Ontario's Top Employers for 2024 and be part of something that matters.

What you will be doing:

Excellent negotiation skills Superior underwriting technical knowledge in both medical and financial underwriting Providing educational presentations to underwriting Providing training sessions to underwriters including mentoring senior underwriters on large case financial concepts. Excellent understanding of legalities of underwriting processes Assist Chief Underwriter on medical cases ECG Interpretations Assist the Senior Underwriting Consultant with semi-annual technical underwriting audits on the underwriting team Co-sign for all levels of underwriters in the department Assist with the review of fraudulent claims Assist with the handling of rescissions from underwriting SME for underwriting projects and projects that impact underwriting Assist the Senior Underwriting Consultant with planning and execution of Underwriting training day Assist in promoting a positive environment in the underwriting department Responsible for Competitive analysis and benchmarking to keep Equitable current on our applications, exclusion wording, policy procedures and preferred guidelines Responsible for developing underwriting pieces for the RSM and advisors such as build tables and updating the UW admin guide Responsible for benchmarking and ongoing, updating of our applications, paramedical forms, change applications and electronic applications Assist AVP Chief underwriter on business cases for underwriting initiatives

What you will bring:

Excellent analytical and problem-solving ability, strong medical knowledge Excellent written, verbal and product knowledge skills, ability to impart knowledge to others work in a team environment Good knowledge of Windows/Word as well as Internet and keyboarding skills Proactive and service orientated, results focused. Sound medical knowledge, accurate and timely processing provides a quick decision to agent/broker Underwriting customer service to the field, communication of incorrect information could cause delay in issue of policies, loss of agent's confidence/business Consultation with Medical Director, reinsurers on unusual medical questions ensuring that the company is not at increased risk Project work as designated by manager, includes audits of MIB, underwriter files to ensure accuracy and appropriate development of our underwriters as well as self development, seminars, conferences, studying publications, LOMA FLMI / FALU designation or currently working towards Consistent accountability of quality, quantity of work with positive audit results 15 hours per year designated participation to education enhancement to remain current with medical knowledge and industry underwriting trends

What's in it for you:

A workplace where care, passion, and curiosity aren't just values, they're how we work, grow, and succeed together every day. A healthy work-life balance with employee wellness top of mind Annual bonus program, annual vacation allowance, and company-paid benefits program Generous vacation package with one volunteer day to give back to a charity of your choice Immediate enrollment in the company's pension program with employer matching Employee resource groups that support an inclusive work environment Tuition support and specialized program assistance An onsite full-service cafeteria with a variety of daily options Discounts on company products and services, and access to exclusive employee perks Regular EQ Together events focused on company togetherness and collaboration

As part of the recruitment/offer process you will be required to:

Provide two professional references (minimum one supervisor and above)

This position is available due to an existing vacancy.

We are dedicated to inclusive and accessible hiring practices. If you require accommodations or alternative formats, please contact us at careers@equitable.ca.

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