Job Description

Associate Director, Special Loans

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Please send CV and Cover Letter with your email.

Position Date:

2025-08-28

Title:

Associate Director, Special Loans

Status:

Full-Time

Salary:

Commensurate with experience

Reports to:

Manager, Loan Funding and Administration

Position Summary

We are seeking an experienced

Associate Director, Special Loans

to join our real estate finance team. This role is pivotal in managing distressed loans, safeguarding investor capital, and minimizing risks across a diverse commercial real estate portfolio. The ideal candidate brings deep expertise in workouts and restructuring, strong financial acumen, and the ability to navigate complex stakeholder dynamics with confidence.

Key Responsibilities

Loan Restructuring & Workout:

Lead restructuring efforts for troubled loans, develop customized workout strategies, and negotiate directly with borrowers and stakeholders to maximize recovery outcomes.

Loan Transaction Analysis:

Perform in-depth analysis of borrower financials, collateral, market conditions, and economic trends to identify risks and opportunities.

Portfolio Oversight:

Support senior management with portfolio-level analysis, including stress testing, concentration reviews, and market risk reporting.

Stakeholder Management:

Collaborate closely with internal teams (finance, credit / syndication, relationship management), borrowers, investors, and external professionals such as legal counsel, appraisers, and brokers.

Regulatory & Compliance:

Ensure all recovery strategies comply with legal, regulatory, and investor requirements while incorporating industry best practices.

Knowledge Sharing & Team Development:

Mentor colleagues by highlighting early warning signals in the lending process and conducting structured debriefs on loan workout outcomes.

Qualifications

Proven experience managing distressed or special loans, ideally within the Canadian commercial real estate sector. Advanced financial analysis and risk assessment skills with strong command of loan structuring concepts. Track record of negotiating complex transactions and driving successful outcomes with diverse stakeholders. Excellent communication, presentation, and relationship-building skills. Strong business judgment, resilience, and ability to perform under pressure.

If you are interested in joining a growing firm with a real entrepreneurial spirit, please apply online at https://cameronstephens.com/careers/



While we appreciate your interest in applying, only those candidates whose skills and qualifications closely match the requirements of the position will be contacted. All candidates considered for hire must successfully pass a criminal, education, and credit background checks to qualify for hire.


We are committed to providing equal opportunities for persons with disabilities. Accommodations are available at all stages of the recruitment process, at the candidate's request.