Job Description

161 Bay Street (93021), Canada, Toronto,Toronto, Ontario, Associate, Business Analyst - New Grad 2024 Accelerated Application Deadline: June 25, 2023 @ 11:59PM ET. Our Capital One Strategic Analytics Team.
Yes, we\xe2\x80\x99re a credit card company. But we\xe2\x80\x99re more than that too. We\xe2\x80\x99re driven by what our customers want, and how to make their lives simpler. We\xe2\x80\x99re always looking for creative ways to offer digital solutions that make sense for our customers. With your help, we\xe2\x80\x99ll build the next generation of banking in Canada based on customer-focused values, compelling products and great engineering.
Working with us.
How do we do things at Capital One Canada? We listen \xe2\x80\x94 to our people, and to our customers. We change with the times and have adopted a flexible hybrid model (remote and/or in-office). A flexible hybrid working model is one that creates the opportunity to match the work that we do to the environment that best supports that work. We recognize that everyone has a unique working pattern so we\xe2\x80\x99re open to discussing flexible working arrangements that will best accommodate you. At Capital One we\xe2\x80\x99re committed to diversity, inclusion and belonging. We strive to build a culture where diverse perspectives are valued, innovative ideas are encouraged and inclusive behaviours are embedded in everything we do to positively impact associates. Strive to build a culture where diverse perspectives are valued, innovative ideas are encouraged and to help challenge the status quo and create the best outcomes for everyone. We\xe2\x80\x99re focused on helping associates live well\xe2\x80\x94physically, financially and emotionally. When you join us, we support you and those who are most important to you, offering full coverage for spouses, domestic partners, and dependents. We\xe2\x80\x99ve designed our benefits program to be flexible, comprehensive and consistent across our organization. From health and fitness center discounts, to training and professional development programs\xe2\x80\x94and much more\xe2\x80\x94you\xe2\x80\x99ll discover that Capital One is committed to helping you live your best life. Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations. A day in the life of a Capital One Business Analyst.
As a Business Analyst, you\xe2\x80\x99ll develop and apply analytical rigour, problem solving skills and critical thinking from day one. Embedded within a cross-functional team, you\xe2\x80\x99ll bring your strategies to life from conception and analytical business case building to in-market delivery, measuring their impact through testing and monitoring, and ultimately being accountable for both customer and financial outcomes. You\xe2\x80\x99ll spend time gathering and visualizing data, storytelling through presentations, collaborating with experts in areas like legal and technology, and influencing senior leadership on critical decisions. You\xe2\x80\x99ll work with tools like SQL to query data, use spreadsheets and Python-based notebooks to organize it, and slides to present it, along with a number of other modern analytics tools. Working in an agile, cross-functional team you\xe2\x80\x99ll also have the opportunity to learn from other job families like data scientists, process managers, and product owners. Here are a few of the ways our Business Analysts are helping people take control of their credit:

• Underwriting (Credit Policy & Valuations): Business Analysts are responsible for assisting in developing & maintaining statistical models and the associated credit policies that help us determine who we extended credit to. Analysts in the space perform analysis on credit performance to help influence how we update and optimize our models & policies.
• Fraud: Business Analysts are responsible for developing the defences and policies to mitigate fraud losses for Capital One, creating a safe and secure experience for our customers. Analysts in the space perform diligent monitoring to understand emerging fraud trends and propose actions to prevent fraudulent behaviour.
• Product Development: Business Analysts are responsible for developing the strategies to test and scale new financial product offerings. Analysts conduct market & customer research, and couple these insights with internal data modeling to propose new solutions for our customers. Analysts in this space work with process and technology experts to get new products in the hands of our customers, and iterate upon our offerings based on consumer reception.

Be ready to join a community of the smartest people you\xe2\x80\x99ve ever met, who see the customer first, and want to use their data and analytical skills to change banking for good. Want to learn more? Check out life at Capital One as a Business Analyst! As a new Business Analyst, you\xe2\x80\x99ll join the Canada Analyst Development Program (CADP), which takes place over your first year with us and involves hands-on training, a case competition, social and networking events, and more. Our business analysts are deployed across all areas of our business - product design, fraud, customer acquisitions, customer management strategy, and more - and analysts over time get the opportunity to rotate to different areas of the business to keep things fresh and help them build a well rounded understanding of our business.
Responsibilities: You will get to work with a team of fellow business analysts, along with associates in other job families such as Data Scientists and Product Managers, working to execute on and accomplish the following:

• Perform modeling/analytics to assist new product and pricing strategies for various lending products.
• Develop direct-to-consumer marketing strategy and initiatives to support business growth objectives.
• Help build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go to market strategies.
• Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behaviour, creating risk models, and testing hypotheses using rigorous monitoring and analysis.

Basic Qualifications:

• Obtained or working towards a Bachelor\xe2\x80\x99s degree or higher this year or in 2024.

Preferred Qualifications: (Don\xe2\x80\x99t have them all? Don\xe2\x80\x99t worry. We\xe2\x80\x99ll help you develop the right skills for the job):

• Obtained or working towards a degree in Commerce, Finance, Marketing, Economics, Business Administration, Engineering, Mathematics, Computer Science, Statistics or a related field
• Experience in basic coding and/or data visualization (e.g. SQL, Python, Tableau, QuickSight). If you know how to build models or write code, that\xe2\x80\x99s awesome. If not, don\xe2\x80\x99t worry as long as you have an interest in and aptitude for learning it.
• Experience in analytical problem-solving
• Teamwork experience and ability to collaborate with others

About Capital One Canada. We\'ve been helping millions of Canadians for over 20 years by providing them with access to credit when others wouldn\xe2\x80\x99t. We\'re on a journey to put our customers first, and keep them there, by building modern technology solutions to simplify and humanize the world of credit cards. We have the positive energy of a startup, with the advantages of a big company.
MUST INCLUDE RESUME AND UNOFFICIAL TRANSCRIPT. PLEASE BUNDLE BOTH PIECES OF INFORMATION IN ONE PDF ATTACHMENT. Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One\'s recruiting process, please send an email to Careers@capitalone.com Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).