Job Description

At Desjardins, we believe in equity, diversity and inclusion. We\'re committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there\'s something we can do to help make the recruitment process or the job you\'re applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Job Level DC-3

The incumbent is responsible for prospecting, soliciting, developing and maintaining business relationships with a clientele composed primarily of medium organizations operating in the agricultural sector, with a view to promoting and selling products and services in order to grow the centre\xe2\x80\x99s business. He or she uses his/her technical business knowledge and solid grasp of applicable frameworks to represent, negotiate and engage companies as part of complex agreements with significant impact on the business centre. He or she also ensures consistency and balance between sales objectives, sound and prudent risk management, portfolio profitability and member, client and partner satisfaction.

General Information on the Position

Main Responsibilities

Initiate, develop and maintain personalized business relationships with current and potential clients in order to promote and sell the products and services offered by Desjardins.

Act as an account manager by serving as a key intermediary between the business centre and members and clients. Ensure proper usage and updating of, as well as satisfaction with the products and services offered. Analyze sources of dissatisfaction and recommend potential solutions.

Identify and analyze member and client needs, develop personalized solutions and prepare an integrated service offering. Negotiate applicable conditions with members and clients.

Recommend strategies and solutions for achieving objectives by the business centre such as increased business volume, sound risk management, portfolio profitability and stronger business relationships

Use intelligence to identify opportunities for business development that will increase the competitiveness of the products and services offered.

Execute various promotional activities as part of the centre\'s business operations. Participate in targeted public relations activities and participate actively in the business community.

Be attentive to client and member needs to ensure their full satisfaction, seize business opportunities and, as needed, refer them to the right person to meet their needs.

Adhere to all policies, practices and standards in effect, as well as the various laws governing the distribution of financial products and services. Provide sound and prudent risk management for all portfolios under their responsibility.

Other working conditions

The work arrangement for the position is hybrid work #LI-Hybrid

Number of jobs available : 1

Qualifications

Bachelor\xe2\x80\x99s degree in a related field

A minimum of 4 years of relevant experience

Please note that other combinations of qualifications and relevant experience may be considered

For vacant positions available in Quebec, please note that knowledge of French is required

Specific knowledge

Knowledge of the latest financial, economic, policy and legislative developments

Ability to perform analyses of the market and the business centre external environment

Ability to perform financial analysis

Knowledge of the characteristics and credit risk inherent to the major agricultural and agriculture-related markets

Knowledge of loan and guarantee contracts

Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition

Knowledge of financing and credit management practices related to businesses

Knowledge of policies, legislation and standards governing the products and services offered by the business centre

Knowledge of business credit authorization, monitoring, collection and recovery practices

Knowledge of the Desjardins business processes

Understanding of the referral process

Familiarity with government business assistance programs

Networking skills

Strong sales skills

Knowledge of service standards

Understanding of cooperative and cooperative network values, rules and operations

Desjardins Cross-sector skills Action oriented, Customer Focus, Differences, Nimble learning

Key competencies for the job Communicates effectively, Drive results, Interpersonal Savvy

Work Location 905, rue Gauthier Drummondville

Trade Union Non Syndiqu\xc3\xa9

Unposting Date 2023-09-26

Job Family Member/client sales and service (FG)

Desjardins Group is the largest cooperative financial group in Canada, and one of the largest employers in the country. It offers a full range of financial products and services and is home to a wealth of expertise in property and casualty insurance, life and health insurance, wealth management, services for businesses of all sizes, securities brokerage, asset management, venture capital, and secure, leading-edge virtual access methods.

Desjardins